I am giving myself until October 31, 2018 to develop a better healthcare payment and insurance plan for my family.
Why that date? Because it is the last day for open enrollment at my current employer. I am already locked into the 2018 calendar year to participate in my employer's health plan, unless I quit or get fired.
Why a personal plan? Because no one is going to give me a reasonable, cost-effective plan. The healthcare systems in the United States are damaged. They are public and private bureaucratic nightmares. Yes, the healthcare systems do provide some of the best care in the world, but it is doing so with a decaying concept of insurance and mounting administrative costs.
It is high time that I become a master of my family's healthcare. And I am already 13 days behind the eight ball.
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